Embedded Agent Portrait Active: Ready for live deployment.
Valor & Vine Realty | Licensed SC Realtor® • CPA
Licensed SC Realtor® • CPA • Former CFO

Most agents can tell you what a kitchen looks like; I analyze debt service, long-term asset value, tax efficiency, and contract risk to protect your balance sheet.

Real estate is one of the largest financial investments you will ever make. Backed by over 30 years of corporate finance leadership as a former CFO, VP of FP&A, and Director of Treasury Management, I bring disciplined financial analysis and contract negotiation to Greater Charleston real estate.

30+ Years Corporate Finance
Former CFO VP FP&A • Dir. Treasury
Since 2001 Charleston Lowcountry Local
Jerry Romaine, CPA & Realtor

Jerry Romaine, CPA

Realtor® • Valor & Vine Realty

843-817-3436
Managed multimillion-dollar corporate capital budgets & debt plans
Led high-stakes commercial acquisitions & contract negotiations
24+ years local residency across Mount Pleasant, Moncks Corner, & Awendaw
10-year local business owner on Hwy 17 (Eggs Up Grill)
Valor & Vine Realty Charleston • Awendaw

Executive Contract Negotiation

Decades of managing multimillion-dollar capital plans and negotiating high-stakes acquisitions applied directly to protect your contract terms.

Debt Service & Risk Modeling

Going beyond surface aesthetics to stress-test financing structures, asset depreciation, cash flow stability, and long-term valuation.

Hyper-Local Community Roots

From small business ownership on Highway 17 to Berkeley County growth corridors and Awendaw acreage, authentic first-hand market insight.

Jerry Romaine, CPA & Realtor
Licensed SC Real Estate Agent

Jerry Romaine

CPA • Realtor® • Valor & Vine Realty

30+ Years Leadership

Former CFO, VP FP&A, & Dir. Treasury

Meet Your Advisor

Jerry Romaine, CPA

Real estate is one of the largest financial investments you will ever make—and having an advisor who understands both the Lowcountry market and the underlying numbers makes all the difference.

I am a licensed South Carolina real estate agent with Valor & Vine Realty, backed by over 30 years of corporate finance leadership. As a CPA and former Chief Financial Officer, VP of Financial Planning & Analysis, and Director of Treasury Management, I spent decades managing multimillion-dollar capital plans, evaluating acquisitions, and navigating complex financing structures.

I am also no stranger to this community. I moved to Mount Pleasant in 2001, where my son, Matthew, and daughter, Katelyn, attended Pinckney Elementary, Cario Middle, and Wando High School. For a decade, I was also a local small business owner on Highway 17—owning and operating the Eggs Up Grill situated right between Brickyard Plantation and Boone Hall Plantation, serving thousands of Lowcountry families seven days a week. In 2017, I met my wife, Brenna, and spent time in Moncks Corner, where she and her son, Barrett, resided. We returned to Mount Pleasant in 2018, where Barrett attended Carolina Park Elementary and Cario Middle before heading to Oceanside Collegiate Academy. In 2025, our family made our most recent move to Awendaw.

Whether you are buying your dream home, selling property in Greater Charleston, or analyzing a commercial investment, I deliver data-driven market insight, disciplined negotiation, and transparent communication from contract to closing.

"Most agents can tell you what a kitchen looks like; I analyze debt service, long-term asset value, tax efficiency, and contract risk to protect your balance sheet. While I help evaluate deals through an analytical financial lens, I always recommend consulting your personal tax preparer for individual tax filings."

Brokerage & Specialties

Residential Sales Commercial Property & Land Real Estate Financial Analysis Greater Charleston • Mount Pleasant • Summerville • Awendaw • Berkeley County
Community Heritage

No Stranger to This Community

My understanding of the Lowcountry is anchored in over two decades of lived family experience and local business ownership—from neighborhood schools to the local commercial corridors.

'01
Mount Pleasant

East Cooper Roots

Moved to Mount Pleasant in 2001, where my son, Matthew, and daughter, Katelyn, attended Pinckney Elementary, Cario Middle, and Wando High School.

Pinckney • Cario • Wando
Local Business

Hwy 17 Corridor

Owned and operated Eggs Up Grill on Hwy 17 for a decade—proudly serving neighbors between Brickyard Plantation and Boone Hall, building lasting relationships across North Mt. Pleasant.

10 Yrs • Brickyard & Boone Hall
'17
Moncks Corner

Berkeley County

Met my wife, Brenna, and spent time in Moncks Corner where she and her son, Barrett, resided, establishing deep personal and investment roots across Berkeley County.

Berkeley County Growth
'18
Mount Pleasant

Carolina Park Return

Returned to Mount Pleasant in 2018, where Barrett attended Carolina Park Elementary and Cario Middle before heading to Oceanside Collegiate Academy.

Oceanside Collegiate Academy
'25
Awendaw Living

Coastal Acreage

In 2025, our family made our most recent move to Awendaw, enjoying coastal acreage, marsh breezes, and natural privacy along the Bulls Bay corridor.

Current Home • Bulls Bay
Quantitative Real Estate Tool

Debt Service & Carrying Cost Estimator

Evaluate debt obligations, equity deployment, and estimated monthly escrow with an analytical lens before making an offer.

$1,375,000
$200k $1.8M $3.5M+
$192,500 (14%)
5% (Minimum) 20% (Standard) 50% (Equity Heavy)
SC 4% legal residence vs 6% secondary rate
Estimated coastal hazard & flood escrow
Estimated Total Monthly Outlay
$8,367
Principal & Interest $7,709
Estimated SC Property Tax $425
Hazard & Insurance Escrow $233
Financed Loan Principal: $1,182,500

CPA Analytical Disclosure

"While I help evaluate deals through an analytical financial lens, I always recommend consulting your personal tax preparer for individual tax filings."
Request Customized Financial Modeling
Digital Profiles

Social Media Bio Cards

Structured to exact platform character limits with one-click copy buttons for quick syndication.

255 Char Limit

Facebook Short Bio

Realtor with Valor & Vine Realty & CPA. Bringing 30+ years of executive financial leadership, contract negotiation, and investment insight to Charleston real estate.
150 Char Limit

Instagram Bio

Jerry Romaine | Realtor® 🏡 Valor & Vine Realty | CPA & Former CFO 📊 30+ yrs finance & deal structuring 📍 Charleston • Mount Pleasant • Summerville 👇 Let’s discuss your next move
160 Char Limit

X (Twitter) Bio

Realtor with Valor & Vine Realty & CPA in the Charleston Lowcountry. 30+ yrs in corporate finance. Strategic guidance for buyers, sellers & investors. 843-817-3436
Direct Advisor Access

Let's Discuss Your Next Move

Whether you are buying your dream home, selling property in Greater Charleston, or analyzing a commercial investment, connect directly with me for data-driven insight from contract to closing.

Direct Phone & Text 843-817-3436
Brokerage Affiliation Valor & Vine Realty Greater Charleston • Mount Pleasant • Summerville • Awendaw • Berkeley County
Jerry Romaine, CPA & Realtor

Jerry Romaine, CPA

Direct Representation • Valor & Vine Realty

Strict confidentiality assured. Direct representation with Jerry Romaine, CPA & Realtor®.